There have been major changes to the Local Government Pension Scheme (LGPS)  in recent years: a shift towards benefits based on average, rather than final, salary; a reduction in lump sum benefits, albeit with some gain to pension income; and of course the change of index-linking from RPI to CPI.

But what has been really worrying recently is the actuarial assessment of the funds, which have suffered badly as a result of the recession.